Essential
Quality cover at a price that works for you. Medical cover up to £3,000,000 and trip cancellation up to £2,000.
Premier
The smart choice for most travellers. Medical cover up to £5,000,000 and cancellation up to £4,000; great value, greater peace of mind.
Platinum
Our highest level of protection. Medical cover up to £10,000,000 and cancellation up to £6,000, travel with complete confidence.
Everything you need to know
Whether you're planning a single trip or travelling year-round, we have a policy for you.
| Single Trip Cover | Annual Multi-Trip Cover | |
|---|---|---|
| What trips are covered? | Covers one holiday for up to 31 consecutive days travel on a trip that includes up to 5 destinations. | Covers multiple holidays in a 12 month period. Each holiday trip can be for up to 31 consecutive days, and the maximum number of days travel in a 12 month period is 90 days. |
| Destinations | Provides cover on trips to countries worldwide excluding Cuba and sanctioned countries such as North Korea, North and South Sudan, Iran, Syria. | Europe; Worldwide excluding USA, Canada and Caribbean; Worldwide including USA, Canada and Caribbean (but excluding Cuba) |
| Age limits | Can be purchased up to age 74. Covers individuals up to age 74 | Can be purchased up to age 69. There is no cover for anyone aged over 69. |
| Trips in the UK covered? | No | Yes, but limited cover in the UK compared to overseas, and there must be at least 2 nights pre-booked UK accommodation. |
| Are there additional covers? | Yes, only pay for what you need, the following optional add-ons may be available for purchase by you depending on the type of cover/ destination and the type of holiday or activities you intend to participate in: Excess Waiver – waives all excesses on the policy. Winter Sports – If you intend to participate in winter sports whilst on holiday. Business cover – If you are taking business equipment with you on holiday Cruise cover – If you are going on a cruise abroad Car Hire Excess Cover – This is only available on single and annual multi-trip policies to Europe. You will not be able to buy Car Hire Excess under a Worldwide policy, even if one of your trip’s in the policy year is to a solely European destination. The options available to you will be shown when you request a quote. | |

